List all your recurring charges. Get a categorized audit showing annual costs, overlap analysis, cheaper alternatives, and a cancellation priority list.
Check your bank statements for the last 2-3 months and list every recurring charge. The AI reveals the true annual cost and finds savings.
Conduct a subscription and recurring expense audit. I want to reduce monthly costs without sacrificing quality of life. My recurring expenses: 1. [SERVICE NAME] - $[MONTHLY COST] - [WHAT I USE IT FOR] 2. [SERVICE NAME] - $[MONTHLY COST] - [WHAT I USE IT FOR] 3. [SERVICE NAME] - $[MONTHLY COST] - [WHAT I USE IT FOR] 4. [SERVICE NAME] - $[MONTHLY COST] - [WHAT I USE IT FOR] 5. [SERVICE NAME] - $[MONTHLY COST] - [WHAT I USE IT FOR] (List all: streaming, software, gym, insurance, phone plan, cloud storage, meal kits, etc.) My priorities: [e.g., "I work from home so good internet is essential" / "I barely watch TV but love music" / "Gym is important for my mental health"] Provide: 1. Annual cost overview: Table showing each subscription, monthly cost, annual cost, and cumulative total. The grand total is usually eye-opening. 2. Necessity rating: Rate each as ESSENTIAL / NICE-TO-HAVE / QUESTIONABLE / CUT. Brief reason for each based on my stated usage and priorities. 3. Overlap analysis: Identify subscriptions that duplicate functionality (multiple streaming services, multiple cloud storage plans, overlapping software). 4. Money-saving alternatives: For each NICE-TO-HAVE or QUESTIONABLE item, suggest a free or cheaper alternative. 5. Negotiation scripts: For essential services like internet, phone, or insurance, provide a 3-4 sentence script to call and negotiate a lower rate. 6. Action plan: Prioritized list of cancellations and downgrades, estimated monthly savings, and projected annual savings. 7. Quarterly review reminder: A system for reviewing subscriptions every 90 days to prevent subscription creep.